If you are currently employed then you may qualify for payday loans which serve as early access to your upcoming paycheck in exchange for some minor fees and interest. Payday loans provide quick cash if you find yourself in a financial bind and provide gratification along with the added flexibility of these loans. Choose payday loans when you are in need of quick money and don’t want to wait for the bank to give an answer. Payday advances are available to even those who have poor credit histories as they offer real security for a lender and are also quickly repaid and less risky.